Vision coverage options
Prioritizing your vision is a key part of your overall well-being. Dow offer two VSP plans so you can choose what's right for you. One includes VSP EasyOptions, a flexible benefit that lets you select a valuable upgrade to your coverage. Note: Eligibility for VSP with EasyOptions and other terms may vary for employees who are subject to a collective bargaining agreement.
When enrolling in coverage, start by reviewing the summary information below. Then, use the tools available on the Dow U.S. Benefits Site to compare your options and make an informed decision.
Vision benefits
The summary below covers in-network vision benefits. Using VSP network providers for your care and eyewear will provide the most value and convenience. They include eye doctors, retail stores and online options. You can also use out-of-network providers but will typically receive less coverage and will need to submit claims to be reimbursed. [Dow: Confirm details below]
Coverage option
VSP
VSP with EasyOptions Choose one upgrade
Availability
Nationwide
Nationwide
Key features and services
Annual WellVision exam
â—„ Covered 100% â–º
Frames
You pay $20 copay, then receive:
- $150 frame allowance
OR
- $200 frame allowance at Visionworks or Eyemart Express and for Featured Frames
You also receive 20% savings on the amount over your allowance
Upgrade to a $250 allowance
Standard lenses
â—„ Single vision, lined bifocal or lined trifocal lenses covered 100% â–º
Custom/premium lenses
You pay an additional $95 - $175
Upgrade to full coverage for premium or custom progressive lenses
Lens enhancements
UV protection covered 100%
Average savings of 30% on other lens enhancements
Upgrade to full coverage for anti-glare coating
Contacts (instead of glasses)
You pay up to $60 for exam, then receive:
- $130 allowance for contacts (copay does not apply)
Upgrade to a $230 allowance for contacts
Additional details
Review detailed carrier summary
â—„ VSP Vision Benefits Summary â–º
Contact information and apps
â—„ dow.vspforme.com | (800) 877-7195 | Apple App Store |Â Google Play â–º
VSP
- Availability: Nationwide
- Contribution amount (see details): $
Key features and services
- Annual WellVision exam: Covered 100%
- Frames: You pay $20 copay, then receive: $150 frame allowance OR $200 frame allowance at Visionworks or Eyemart Express and for Featured Frames (you also receive 20% savings on the amount over your allowance)
- Standard lenses: Single vision, lined bifocal or lined trifocal lenses covered 100%
- Custom/premium lenses: You pay an additional $95 - $175
- Lens enhancements: UV protection covered 100% (average savings of 30% on other lens enhancements)
- Contacts (instead of glasses): You pay up to $60 for exam, then receive: $130 allowance for contacts (copay does not apply)
Additional details
- Review the detailed carrier summary: VSP Vision Benefits Summary
- Contact information and apps: dow.vspforme.com | (800) 877-7195 | Apple App Store | Google Play
VSP with EasyOptions Choose one upgrade
- Availability: Nationwide
- Contribution amount (see details): $
Key features and services
- Annual WellVision exam: Covered 100%
- Frames: Upgrade to a $250 allowance
- Standard lenses: Single vision, lined bifocal or lined trifocal lenses covered 100%
- Custom/premium lenses: Upgrade to full coverage for premium or custom progressive lenses
- Lens enhancements: Upgrade to full coverage for anti-glare coating
- Contacts (instead of glasses): Upgrade to a $230 allowance for contacts
Additional details
- Review the detailed carrier summary: VSP Vision Benefits Summary
- Contact information and apps: dow.vspforme.com | (800) 877-7195 | Apple App Store | Google Play
Employee contributions (per pay period amounts for 2026)
The amount you pay to have vision coverage depends on the option you choose. Per pay period contributions are shown in the table below. [2025 monthly rates shown; to be updated with 2026 per pay period amounts]
The brief summaries of benefits in this communication are not intended to be complete descriptions of each of the respective benefit plans. If there are discrepancies between (a) information in this communication and any oral or written representations made by anyone regarding a plan and (b) the Summary Plan Descriptions (SPD) and other legal documents of any of the plans, the SPD and other legal documents will govern. Dow reserves the right to amend, modify, and terminate the plans described in this communication at any time in its sole discretion.
Content Steward: Dow North America Benefits | (833) 693-6947 (MYDOWHR)
October 2025